I cannot tell you how happy I am that you landed on this webpage. I'm practically jumping for joy because I know your life is about to change. That's a bold statement, isn't it? But, I'm 100% positive that by implementing the steps that I walk you through, you will no longer stress about money and actually start building wealth and living the life that you've always dreamed about. My name is Ashlee, and I'm your friendly certified Financial Coach. Helping you with money is something that I'm passionate about. Down to the very core of my being. Everyone has a story with money and I wanted to share a snip-it of mine. Just because I'm a Financial Coach doesn't mean I've always been fantastic with money. If anything, my mishaps with money encouraged me to become a Financial Coach.
My husband and I started with over $221,000 in debt. Of that, $196,000 was in student loans and the rest was on an emotional decision to purchase a brand new car.
I'm proud to say that we've paid off over $73,000 in debt to date. We're still in the trenches with you. We're working on our debt snowball. But, we have a plan and we're excited to one day say that we are 100% debt free. You don't just pay off $73,000 in debt on accident. It takes work, hard work and I can help you. By implementing these simple money management steps, we've been able to pay off over $73,000 in student loan and car debt. To date.
Here's how I did it: Step 1: My husband and I got on the same page with our finances – we finally decided that all this debt was holding us back. I was forced to keep a job that I wasn't passionate about and he had goals and dreams that had to be placed on the back burner. We realized that money shouldn't be holding us back from living our best life. It should be propelling us forward.
Step 2: We got on a budget – now I know this might be a scary topic for a lot of you. Having a budget doesn't mean that we didn't have any fun at all for years. NO! That's not a way to live. But, we did name every dollar that came in and assigned it a place to go at the end of the month.
Step 3: We stuck to that budget - this is when it gets tricky. When walking into Target and realizing that you've already spent your personal fund but wanting that adorable sweater that has a pumpkin on it that's perfect for fall weather. You've got to hold yourself accountable and your spouse will help you (and vise-versa!)
Step 4: Bring in extra money – having additional income in your budget really helps to get that debt down. You can drive for Uber, Lodel, sell old stuff you don't use anymore, start a side business (like I did), or others! The opportunities to make extra money are limitless.
Step 5: Stay motivated – this is probably the hardest step of all. When you're tackling a mountain of debt, like we are, it's easy to lose sight of the end and get bogged down in the middle. We actually started our debt free journey and bought a brand new car that added back to our debt pile almost the same amount that we had paid off to that point. Talk about discouraging!
That's where financial coaching services can come in handy. How I wish I had a financial coach in my life helping me each and every step of the way. I would've saved many tears, heartache, and self-doubt. Maybe you're feeling like you barely made ends meet and you're stuck in the rat race and can't get out. OR
Maybe you don't know where all your money goes at the end of every month.
Maybe you are trying to pay off debt but things keep coming up and you can't seem to get ahead. I've been in your shoes and I know what it's like to lie awake at night stressing about money. I know what it's like to feel caught in that rat wheel and stuck in a job that you're not passionate about. I know what it's like to feel like you can't get ahead - emergencies keep coming and your debt keeps growing.
I've been there. I've done that. I can help you to get out of that cycle and change your life. Your families life, and your future.
I'll listen to your hopes and dreams and help turns those dreams into reality.