Saving $1,860/year by Negotiating Lower Prices

Trying to pay off $171K in student loan debt is not an easy feat. Actually, it's very difficult. I mean, throwing every free penny you have to pay off debt takes a lot of dedication, determination, and sacrifice. So, when it all comes down to it – saving every last penny on our bills will help us pay down debt even faster. What’s not to like, right?

Ok, so we decided that we wanted to cut back on internet, phone plan, and car insurance. We had ludicrous speed for an internet plan – which was a bit over rated anyways – because all we ever do on it is watch Netflix anyways. So, we were able to cut back that plan by $20 a month. Which may not seem like a lot, but just wait to the end of the blog post! It all adds!

Next was cutting down on our phone plan (which we might be able to get our phone bill down to $30 a month – saving a total of $50 a month by switching providers to Pure Talk). We were able to cut down our phone plan by $10 more dollars a month by observing how much data we use on average per month and cutting the rest. What’s the point of paying for a service you don’t use anyways? Literally the same service as my old provider, just $60 cheaper!

Lastly was our lovely car insurance. We had two vehicles and then my husband was graciously given a work truck – meaning we don't have to pay for insurance on that vehicle. Then we sold our extra vehicle bringing our total to $26 a month on my car insurance. Meaning we saved $75 a month on insurance alone!

So, all in all we were able to save a grand total of $155 a month! Now, you might be thinking – “oh, well, that’s it”. Think again! Over the course of one year – that saves us a grand total of $1,860!

Now, think of that money going straight towards debt. I like the sound of that!

By making 3 easy phone calls that all took less than 20 minutes, we were able to save almost $2,000 a year! I think that's pretty good bang for your buck, if you ask me.

Here's how you can do the same for your bills –

  1. Do a little research

Find out areas where you think you can save in your current monthly bills. I'm not

talking about canceling subscriptions or anything (if you do, props to you!) What I'm

talking about is more along the lines of taking a look at bills that you think are a little

high and do research and see if you can find any companies who are offering

lower rates.

2. Get to stepping!

You've done your research and now you just need to spend an hour or two making